FAQ’s

Marine cargo insurance is a type of coverage that protects goods and cargo during transit by sea, air, or land. It provides financial protection against risks such as damage, theft, and loss that can occur while goods are in transit.

Marine cargo insurance typically covers a range of risks, including damage from accidents, theft, natural disasters, and mishandling during transportation. Coverage can also extend to risks related to the loading and unloading of cargo.

The premium for marine cargo insurance is determined based on factors such as the value of the cargo, the transportation route, the type of cargo, and the chosen coverage options. A higher cargo value or riskier route may lead to a higher premium.

General Average is a maritime principle that requires all parties involved in a voyage to proportionally share the costs of sacrifices made to save the entire shipment, such as jettisoning cargo to prevent a shipwreck. General Average insurance ensures that your portion of these costs is covered.

In the unfortunate event of cargo damage or loss, contact our claims team immediately. Provide all relevant documentation, including photographs, shipment details, and incident reports. Our team will guide you through the claims process and work to ensure a swift resolution.

Yes, we offer specialized cargo coverage tailored to the unique risks associated with different cargo types. Whether you’re shipping perishables, high-value items, or hazardous materials, our coverage options are designed to address these specific risks.

While marine cargo insurance is not typically mandatory, it is highly recommended to protect your investments during transportation. Many businesses choose to carry this coverage to mitigate potential financial losses.

Obtaining a quote is easy. Simply visit our website and fill out our online quote request form with details about your cargo, destination, and coverage needs. Our team will promptly provide you with a customized quote.

 Anacortes Marine Insurance stands out due to our extensive industry expertise, global reach, responsive claims handling, and commitment to tailoring solutions to our clients’ specific needs. Our track record of delivering results and satisfied clients speaks for itself.

Yes, marine cargo insurance coverage may have certain exclusions depending on the policy. Common exclusions might include losses due to insufficient packaging, inherent vice (natural deterioration), wear and tear, delay-related losses, and certain war and terrorism risks. It’s important to review the policy terms to understand what is not covered by your insurance.